What is and How to Remove Credit Bureau Associates Collection

What is Credit Bureau Associates Collections

What is Credit Bureau Associates?
…and why is Credit Bureau Associates reporting on my credit reports?

Credit Bureau Associates is a collection agency.

You may not have to pay your debt (depending on the age of the debt and your state’s statute of limitations)

Need Help With Credit Bureau Associates?

Speak with one of our Credit Consultants to find out how we can help you.

Call (800) 750-1416

Who Does Credit Bureau Associates Collect For?

Credit Bureau Associates is a debt collector reporting a collection account on your credit report.

Credit Bureau Associates either purchased the debt from the original creditor or has been hired by the original creditor to service the debt.

Credit Bureau Associates may send you letters in the mail regarding the debt or call you demanding payment.

But, much more than that, Credit Bureau Associates may now be reporting a collection account on your credit reports which lowers your credit scores and decreases your probability of getting approved for a mortgage, auto loan, credit card, apartment, etc…

Getting this account removed may be possible.

Need Help With Credit Bureau Associates?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416

Does Credit Bureau Associates Hurt My Credit Score?

Yes, if Credit Bureau Associates is reporting a collection account in your credit report they are lowering your credit scores

How Do I Remove Credit Bureau Associates From My Credit Report?

Consumer protection laws such as the FCRA, FCBA, FACTA, and FDCPA allow for the removal of collection accounts such as Credit Bureau Associates from your credit reports due to inaccuracies, incomplete information, fraud, or information out of compliance with the law.

Disputing the collection may be a good start but, it may also lower your credit scores.

Debt validation may be a better option but, the way that the account is reported in your credit reports will dictate the best approach to take to deal with this debt.

NOTE: According to the PIRG (Public Interest Research Group), 79% of credit reports contain errors.

Need Help With Credit Bureau Associates?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416

Is Credit Bureau Associates A Collection Agency?

Yes, Credit Bureau Associates is a collection agency. They purchase or service past due debt from creditors who have written off the original debt (also known as a charge-off).

Can I Pay Credit Bureau Associates To Delete The Collection From My Credit Report?

Credit Bureau Associates may agree to delete the collection account in exchange for payment but, this is not very common.

Credit Bureau Associates typically updates the balance of the collection account to $0 and changes the status to “Paid Collection” once the account is paid.

Then continues to report the collection for 7 years from the date of the first key delinquency.

Note: Depending on how the account is reporting in your credit reports, paying a Credit Bureau Associates collection account may actually lower your credit scores.

Note: If you come to a “Pay-For-Delete” agreement with Credit Bureau Associates, make sure you get the terms of your agreement in writing before you make your payment. You don’t want them backing out of the deal and refusing to remove the collection after you have made your payment.

You may be able to get the Credit Bureau Associates account removed from your credit reports by leveraging consumer protection laws. Call (800) 750-1416 to find out how.

Can I Settle A Credit Bureau Associates Collection?

Settling your debt with Credit Bureau Associates may help to increase your credit scores, but it may also lower your credit scores depending on how the collection account is reporting.

The date that the account last reported will dictate whether paying the Credit Bureau Associates collection will improve your scores.

The statute of limitations will dictate whether you actually have to pay this debt.

If there are any inaccuracies or non-compliance issues with the collection account, the Credit Bureau Associates collection may be removed from your credit reports without any payment.

Need Help With Credit Bureau Associates?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416

Is Credit Bureau Associates A Scam?

No, Credit Bureau Associates is a legitimately licensed debt collector.

If Credit Bureau Associates is calling you or reporting a collection account on your credit reports you will need to deal with the issue.

One of the best ways to deal with Credit Bureau Associates is a combination of disputes, debt validation, cease and desist orders, and CFPB investigations.

The most hassle-free way to do this is to call (800) 750-1416 or sign up online.

Why Does Credit Bureau Associates Keep Calling Me?

Credit Bureau Associates is calling you because they are a legitimate debt collector attempting to collect a debt.

You can ignore their calls, in which case they will continue to call/harass you and fill your voicemail with messages.

Or you can deal with the issue heads on; submit a limited cease and desist order to stop all calls, and use consumer protection laws to stop Credit Bureau Associates dead in their tracks.

Can Credit Bureau Associates Sue Me Or Garnish My Wages?

Your state’s statute of limitations and the age of the debt will determine whether Credit Bureau Associates can sue you for the debt but, Credit Bureau Associates typically doesn’t sue consumers for collection accounts.

Not to say that it can’t happen but, it’s not typical.

If Credit Bureau Associates sues you for the debt there are a number of things that you can do, there are also a number of federal and state laws that have exemptions for wage garnishments.

Need Help With Credit Bureau Associates?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416

Does Credit Bureau Associates Accept Goodwill Letters To Remove Collections From Credit Reports?

Goodwill letters don’t work with Credit Bureau Associates.

The best way to remove a Credit Bureau Associates collection from your credit report is to leverage consumer protection laws from the FCRA, FCBA, FDCPA, etc… or through a Pay-For-Delete.

What Are My Rights When Dealing With Credit Bureau Associates?

The FCRA allows you the right to dispute any debt that Credit Bureau Associates is reporting in your credit reports.

The FDCPA gives you the right to see a copy of the original contract/agreement that you signed with the original creditor for this debt, along with a breakdown showing how you accumulated the balance that you are past due.

If Credit Bureau Associates fails to produce these documents 30 days after receiving a written request, the FDCPA demands that Credit Bureau Associates remove the collection account from your credit report.

These are just a few examples of your consumer rights. Get to know the FCRA, FCBA, FDCPA, and FACTA.

Need Help With Credit Bureau Associates?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416

What Is Credit Bureau Associates Phone Number?

Before calling Credit Bureau Associates call CreditFirm.net at 800-750-1416 and speak with a credit consultant about your options.

Remember that you’re only liable for a debt if it is still within your state’s statute of limitations and Credit Bureau Associates must remove the collection from your credit reports if they cannot provide all of the proper validation documents.

Where Can I Find Credit Bureau Associates Login?

Logging in to Credit Bureau Associates may be a good idea.

Read the fine print and ensure you’re not waiving any consumer protection rights when logging in.

We strongly recommend calling a Credit Repair company (like us) so we can review why Credit Bureau Associates is on your report and see how we may be able to use the FCRA, FDCPA, FCBA, etc… to remove the Credit Bureau Associates collection account from your credit reports.

Remove Credit Bureau Associates From My Credit Report
CreditFirm.net has helped thousands of our clients remove Credit Bureau Associates collection accounts from their Experian, Equifax, and TransUnion credit reports.

If you’re looking for a reputable company to help you deal with Credit Bureau Associates and increase your credit score, give us a call at 800-750-1416.