What is and How to Remove Eastpoint Recovery Group Collection

What is Eastpoint Recovery Group Collections

What is Eastpoint Recovery Group?
…and why is Eastpoint Recovery Group reporting on my credit reports?

Eastpoint Recovery Group is a collection agency.

You may not have to pay your debt (depending on the age of the debt and your state’s statute of limitations)

Need Help With Eastpoint Recovery Group?

Speak with one of our Credit Consultants to find out how we can help you.

Call (800) 750-1416

Who Does Eastpoint Recovery Group Collect For?

Eastpoint Recovery Group is a debt collector reporting a collection account on your credit report.

Eastpoint Recovery Group either purchased the debt from the original creditor or has been hired by the original creditor to service the debt.

Eastpoint Recovery Group may send you letters in the mail regarding the debt or call you demanding payment.

But, much more than that, Eastpoint Recovery Group may now be reporting a collection account on your credit reports which lowers your credit scores and decreases your probability of getting approved for a mortgage, auto loan, credit card, apartment, etc…

Getting this account removed may be possible.

Need Help With Eastpoint Recovery Group?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416

Does Eastpoint Recovery Group Hurt My Credit Score?

Yes, if Eastpoint Recovery Group is reporting a collection account in your credit report they are lowering your credit scores

How Do I Remove Eastpoint Recovery Group From My Credit Report?

Consumer protection laws such as the FCRA, FCBA, FACTA, and FDCPA allow for the removal of collection accounts such as Eastpoint Recovery Group from your credit reports due to inaccuracies, incomplete information, fraud, or information out of compliance with the law.

Disputing the collection may be a good start but, it may also lower your credit scores.

Debt validation may be a better option but, the way that the account is reported in your credit reports will dictate the best approach to take to deal with this debt.

NOTE: According to the PIRG (Public Interest Research Group), 79% of credit reports contain errors.

Need Help With Eastpoint Recovery Group?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416

Is Eastpoint Recovery Group A Collection Agency?

Yes, Eastpoint Recovery Group is a collection agency. They purchase or service past due debt from creditors who have written off the original debt (also known as a charge-off).

Can I Pay Eastpoint Recovery Group To Delete The Collection From My Credit Report?

Eastpoint Recovery Group may agree to delete the collection account in exchange for payment but, this is not very common.

Eastpoint Recovery Group typically updates the balance of the collection account to $0 and changes the status to “Paid Collection” once the account is paid.

Then continues to report the collection for 7 years from the date of the first key delinquency.

Note: Depending on how the account is reporting in your credit reports, paying a Eastpoint Recovery Group collection account may actually lower your credit scores.

Note: If you come to a “Pay-For-Delete” agreement with Eastpoint Recovery Group, make sure you get the terms of your agreement in writing before you make your payment. You don’t want them backing out of the deal and refusing to remove the collection after you have made your payment.

You may be able to get the Eastpoint Recovery Group account removed from your credit reports by leveraging consumer protection laws. Call (800) 750-1416 to find out how.

Can I Settle A Eastpoint Recovery Group Collection?

Settling your debt with Eastpoint Recovery Group may help to increase your credit scores, but it may also lower your credit scores depending on how the collection account is reporting.

The date that the account last reported will dictate whether paying the Eastpoint Recovery Group collection will improve your scores.

The statute of limitations will dictate whether you actually have to pay this debt.

If there are any inaccuracies or non-compliance issues with the collection account, the Eastpoint Recovery Group collection may be removed from your credit reports without any payment.

Need Help With Eastpoint Recovery Group?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416

Is Eastpoint Recovery Group A Scam?

No, Eastpoint Recovery Group is a legitimately licensed debt collector.

If Eastpoint Recovery Group is calling you or reporting a collection account on your credit reports you will need to deal with the issue.

One of the best ways to deal with Eastpoint Recovery Group is a combination of disputes, debt validation, cease and desist orders, and CFPB investigations.

The most hassle-free way to do this is to call (800) 750-1416 or sign up online.

Why Does Eastpoint Recovery Group Keep Calling Me?

Eastpoint Recovery Group is calling you because they are a legitimate debt collector attempting to collect a debt.

You can ignore their calls, in which case they will continue to call/harass you and fill your voicemail with messages.

Or you can deal with the issue heads on; submit a limited cease and desist order to stop all calls, and use consumer protection laws to stop Eastpoint Recovery Group dead in their tracks.

Can Eastpoint Recovery Group Sue Me Or Garnish My Wages?

Your state’s statute of limitations and the age of the debt will determine whether Eastpoint Recovery Group can sue you for the debt but, Eastpoint Recovery Group typically doesn’t sue consumers for collection accounts.

Not to say that it can’t happen but, it’s not typical.

If Eastpoint Recovery Group sues you for the debt there are a number of things that you can do, there are also a number of federal and state laws that have exemptions for wage garnishments.

Need Help With Eastpoint Recovery Group?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416

Does Eastpoint Recovery Group Accept Goodwill Letters To Remove Collections From Credit Reports?

Goodwill letters don’t work with Eastpoint Recovery Group.

The best way to remove a Eastpoint Recovery Group collection from your credit report is to leverage consumer protection laws from the FCRA, FCBA, FDCPA, etc… or through a Pay-For-Delete.

What Are My Rights When Dealing With Eastpoint Recovery Group?

The FCRA allows you the right to dispute any debt that Eastpoint Recovery Group is reporting in your credit reports.

The FDCPA gives you the right to see a copy of the original contract/agreement that you signed with the original creditor for this debt, along with a breakdown showing how you accumulated the balance that you are past due.

If Eastpoint Recovery Group fails to produce these documents 30 days after receiving a written request, the FDCPA demands that Eastpoint Recovery Group remove the collection account from your credit report.

These are just a few examples of your consumer rights. Get to know the FCRA, FCBA, FDCPA, and FACTA.

Need Help With Eastpoint Recovery Group?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416

What Is Eastpoint Recovery Group Phone Number?

Before calling Eastpoint Recovery Group call CreditFirm.net at 800-750-1416 and speak with a credit consultant about your options.

Remember that you’re only liable for a debt if it is still within your state’s statute of limitations and Eastpoint Recovery Group must remove the collection from your credit reports if they cannot provide all of the proper validation documents.

Where Can I Find Eastpoint Recovery GroupLogin?

Logging in to Eastpoint Recovery Group may be a good idea.

Read the fine print and ensure you’re not waiving any consumer protection rights when logging in.

We strongly recommend calling a Credit Repair company (like us) so we can review why Eastpoint Recovery Group is on your report and see how we may be able to use the FCRA, FDCPA, FCBA, etc… to remove the Eastpoint Recovery Group collection account from your credit reports.

Remove Eastpoint Recovery GroupFrom My Credit Report
CreditFirm.net has helped thousands of our clients remove Eastpoint Recovery Group collection accounts from their Experian, Equifax, and TransUnion credit reports.

If you’re looking for a reputable company to help you deal with Eastpoint Recovery Group and increase your credit score, give us a call at 800-750-1416.