Monday Mailbag 8/27/2018
Question
Why don’t you have different tiers of service like other companies?
Answer
Great Question! We believe that everyone deserves to have a great credit score as soon as possible and we will not hold back and limit ourselves to fewer disputes or limited actions because someone is paying us $10 less than someone else.
That is why we have an all-inclusive standard level of service for all of your credit repair needs.
We aim to provide the fastest, most efficient credit repair service, without all of the confusion of multi-level programs other credit repair companies offer.
Our standard service program includes every credit repair strategy and leverages every consumer protection statute that the law allows.
Whether it’s unlimited credit bureaus investigations, debt validation, goodwill intervention, escalated info requests, permissible purpose verification (to work on inquiries), contacting creditors, collection agencies, third-party data furnishers, or courts, we never hold back.
Plus, every one of our clients gets access to our client portal where they will be able to monitor the progress and work done on their credit in real time.
Compare the services that we offer against any other company’s best or premium service and you’ll realize that our standard service is not only comparable but, in most cases actually exceeds the other guys.
Question
Why are your prices so low?
Answer
The real question here is why is everyone else charging so much?
How much should a company charge you to send out 3 letters to the credit reporting agencies disputing multiple accounts?
How much should a credit repair service charge you to mail a debt validation request, goodwill letter, permissible purpose verification document or method of verification request?
How much should you pay?
The answer is, as much as your willing to pay.
We charge our clients $49.99 per month for all of these services and more.
We feel that $49.99 is a reasonable price but, if paying someone else $130 a month for the same services makes you a little better about your investment… go for it.
Ultimately, it’s worth it even if it’s costing you $150 a month because of all the money that you’ll end up saving having a good credit score.
There are a lot of great credit repair services that charge much more than us.
Lexington Law charges $89.95 to $129.95 per month depending on the plan that you choose but, they used to only charge $39 a month for the same services.
What justifies a 233% increase in their price? You’ll have to ask them.
When comparing a credit repair service, compare all of the work that the company will actually do, not just their prices.
A more expensive price may make it seem like you’re getting a superior service but, what actions will they take to improve your credit scores?
Do your due diligence and research, and we’re confident that you’ll find that our service at $49.99 does everything that the other guys do at $130 a month, if not more.
Finally, when considering the cost of a credit repair service, you should also compare it to the cost of living with bad credit.
Over the course of their lifetime, a person with poor or even average credit may end up spending $400,000 more than someone with good credit.
But it doesn’t just stop there, many employers are now using credit reports when screening their job candidates and bad credit may end up costing you much more than a few hundred dollars in interest every month.
Bad credit may end up costing you a good high paying job.
In the end, the cost of a credit repair company is important but, it pails in comparison to the cost of having bad credit.
Whether you use our credit repair services, choose another company or decide to fix your credit yourself, what’s important is that you do something about your credit.
Be proactive and take charge of your credit and your future.
All of us here at CreditFirm.net would be honored to have the opportunity to help you improve your credit scores. If you have any questions feel free to call us at 800-750-1416 or email us at info@creditfirm.net.
Are you ready to get started with your journey to a better credit score?