What is Coastal Medical Billing Collections
What is Coastal Medical Billing?
…and why is Coastal Medical Billing reporting on my credit reports?
Coastal Medical Billing is a collection agency.
You may not have to pay your debt (depending on the age of the debt and your state’s statute of limitations)
Need Help With Coastal Medical Billing?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416
Who Does Coastal Medical Billing Collect For?
Coastal Medical Billing is a debt collector reporting a collection account on your credit report.
Coastal Medical Billing either purchased the debt from the original creditor or has been hired by the original creditor to service the debt.
Coastal Medical Billing may send you letters in the mail regarding the debt or call you demanding payment.
But, much more than that, Coastal Medical Billing may now be reporting a collection account on your credit reports which lowers your credit scores and decreases your probability of getting approved for a mortgage, auto loan, credit card, apartment, etc…
Getting this account removed may be possible.
Need Help With Coastal Medical Billing?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416
Does Coastal Medical Billing Hurt My Credit Score?
Yes, if Coastal Medical Billing is reporting a collection account in your credit report they are lowering your credit scores
How Do I Remove Coastal Medical Billing From My Credit Report?
Consumer protection laws such as the FCRA, FCBA, FACTA, and FDCPA allow for the removal of collection accounts such as Coastal Medical Billing from your credit reports due to inaccuracies, incomplete information, fraud, or information out of compliance with the law.
Disputing the collection may be a good start but, it may also lower your credit scores.
Debt validation may be a better option but, the way that the account is reported in your credit reports will dictate the best approach to take to deal with this debt.
NOTE: According to the PIRG (Public Interest Research Group), 79% of credit reports contain errors.
Need Help With Coastal Medical Billing?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416
Is Coastal Medical Billing A Collection Agency?
Yes, Coastal Medical Billing is a collection agency. They purchase or service past due debt from creditors who have written off the original debt (also known as a charge-off).
Can I Pay Coastal Medical Billing To Delete The Collection From My Credit Report?
Coastal Medical Billing may agree to delete the collection account in exchange for payment but, this is not very common.
Coastal Medical Billing typically updates the balance of the collection account to $0 and changes the status to “Paid Collection” once the account is paid.
Then continues to report the collection for 7 years from the date of the first key delinquency.
Note: Depending on how the account is reporting in your credit reports, paying a Coastal Medical Billing collection account may actually lower your credit scores.
Note: If you come to a “Pay-For-Delete” agreement with Coastal Medical Billing, make sure you get the terms of your agreement in writing before you make your payment. You don’t want them backing out of the deal and refusing to remove the collection after you have made your payment.
You may be able to get the Coastal Medical Billing account removed from your credit reports by leveraging consumer protection laws. Call (800) 750-1416 to find out how.
Can I Settle A Coastal Medical Billing Collection?
Settling your debt with Coastal Medical Billing may help to increase your credit scores, but it may also lower your credit scores depending on how the collection account is reporting.
The date that the account last reported will dictate whether paying the Coastal Medical Billing collection will improve your scores.
The statute of limitations will dictate whether you actually have to pay this debt.
If there are any inaccuracies or non-compliance issues with the collection account, the Coastal Medical Billing collection may be removed from your credit reports without any payment.
Need Help With Coastal Medical Billing?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416
Is Coastal Medical Billing A Scam?
No, Coastal Medical Billing is a legitimately licensed debt collector.
If Coastal Medical Billing is calling you or reporting a collection account on your credit reports you will need to deal with the issue.
One of the best ways to deal with Coastal Medical Billing is a combination of disputes, debt validation, cease and desist orders, and CFPB investigations.
The most hassle-free way to do this is to call (800) 750-1416 or sign up online.
Why Does Coastal Medical Billing Keep Calling Me?
Coastal Medical Billing is calling you because they are a legitimate debt collector attempting to collect a debt.
You can ignore their calls, in which case they will continue to call/harass you and fill your voicemail with messages.
Or you can deal with the issue heads on; submit a limited cease and desist order to stop all calls, and use consumer protection laws to stop Coastal Medical Billing dead in their tracks.
Can Coastal Medical Billing Sue Me Or Garnish My Wages?
Your state’s statute of limitations and the age of the debt will determine whether Coastal Medical Billing can sue you for the debt but, Coastal Medical Billing typically doesn’t sue consumers for collection accounts.
Not to say that it can’t happen but, it’s not typical.
If Coastal Medical Billing sues you for the debt there are a number of things that you can do, there are also a number of federal and state laws that have exemptions for wage garnishments.
Need Help With Coastal Medical Billing?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416
Does Coastal Medical Billing Accept Goodwill Letters To Remove Collections From Credit Reports?
Goodwill letters don’t work with Coastal Medical Billing.
The best way to remove a Coastal Medical Billing collection from your credit report is to leverage consumer protection laws from the FCRA, FCBA, FDCPA, etc… or through a Pay-For-Delete.
What Are My Rights When Dealing With Coastal Medical Billing?
The FCRA allows you the right to dispute any debt that Coastal Medical Billing is reporting in your credit reports.
The FDCPA gives you the right to see a copy of the original contract/agreement that you signed with the original creditor for this debt, along with a breakdown showing how you accumulated the balance that you are past due.
If Coastal Medical Billing fails to produce these documents 30 days after receiving a written request, the FDCPA demands that Coastal Medical Billing remove the collection account from your credit report.
These are just a few examples of your consumer rights. Get to know the FCRA, FCBA, FDCPA, and FACTA.
Need Help With Coastal Medical Billing?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416
What Is Coastal Medical Billing Phone Number?
Before calling Coastal Medical Billing call CreditFirm.net at 800-750-1416 and speak with a credit consultant about your options.
Remember that you’re only liable for a debt if it is still within your state’s statute of limitations and Coastal Medical Billing must remove the collection from your credit reports if they cannot provide all of the proper validation documents.
Where Can I Find Coastal Medical Billing Login?
Logging in to Coastal Medical Billing may be a good idea.
Read the fine print and ensure you’re not waiving any consumer protection rights when logging in.
We strongly recommend calling a Credit Repair company (like us) so we can review why Coastal Medical Billing is on your report and see how we may be able to use the FCRA, FDCPA, FCBA, etc… to remove the Coastal Medical Billing collection account from your credit reports.
Remove Coastal Medical Billing From My Credit Report
CreditFirm.net has helped thousands of our clients remove Coastal Medical Billing collection accounts from their Experian, Equifax, and TransUnion credit reports.
If you’re looking for a reputable company to help you deal with Coastal Medical Billing and increase your credit score, give us a call at 800-750-1416.