One Free Credit Report per Year
The Fair Credit Reporting Act (FCRA) requires that each of the nationwide consumer reporting agencies (Equifax, Experian, and TransUnion) provide you with a free copy of your credit report, at your request, once every 12 months.
The three credit bureaus have set up one central website, toll-free telephone number, and mailing address through which you can order your free credit report.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, wants you to know that, if you want to order your free annual credit report online, you may do so via one of the following
1. Visit: www.annualcreditreport.com.
2. Call: 1-877-322-8228
3. Print out the Free Credit Report Request Form, fill it out, and mail the form along with a copy of your ID, Social security card, and current Utility bill to the following address:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
Credit Report Repair
If you have any questions about your credit reports or would like to find out how CreditFirm.net can help you improve your credit history and increase your credit scores please call us at 800-750-1416.