The Fair Credit Reporting Act (FCRA) requires each of the credit reporting agencies (Equifax, Experian, and TransUnion) to provide you with a free copy of your credit report, at your request, once every 12 months.
The three credit bureaus have set up one central website, a toll-free telephone number, and a mailing address through which you can order your free credit report.
You may order your free annual credit report via any of the following means:
1. visit: www.annualcreditreport.com.
2. call: 1-877-322-8228
3. Print out the Free Credit Report Request Form, fill it out, and mail to the following address:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281