Why Choose CreditFirm.net Credit Repair?

Why Credit Repair?

Many Americans are still grinding through life with Bad Credit.

In fact, according to Business Wire, over 110 million Americans (50% of the population with credit files) have had their credit files negatively affected by the recent economic crisis.

So how do you know which Credit Repair company to choose when looking for help in improving your credit?

Going through life living with bad credit, many Americans struggle repaying high interest loans and making minimum monthly payments on their credit cards, barely covering their interest charges which can be as high as 29.99%.

Paying more money to rent then they would to own because they don’t qualify for a mortgage based on their credit history.

Good credit can save you thousands of dollars by allowing you to qualify for low-interest rate mortgages, auto loans, credit cards, and more.

Unfortunately, most people choose to live with bad credit rather than be proactive and make a change to improve their credit.


Why CreditFirm.net?

It’s time to get serious about credit repair, choose to be proactive and work on fixing your credit.

CreditFirm.net has helped thousands of clients qualify for low-interest rate mortgages, auto loans, credit cards, and more, by improving their credit scores.

Let us guide you down the journey toward a better credit score.

We’re not your typical credit repair service.

With over 25 years of credit repair experience, we have the knowledge, experience, and infrastructure to leverage every consumer protection law available and expedite the credit repair process for you.

credit bureau report

Credit Report

If you have a copy of your credit report please forward it over to us but, if you don’t have one we can get a free credit report for you ourselves.


Credit Score

We can explain what is impacting your credit scores and how your credit score is calculated.

Explaining the different types of credit scores and the metrics used in calculating them will help you understand how to better manage your credit in order to maximize your credit scores.

Call 800-750-1416 or Sign Up online »

credit repair plan

Action Plan

We create a custom action plan for our clients which outlines the necessary steps we need to take order to improve your credit scores.

Different Clients have different situations, different goals and no 2 situations are exactly alike.

This is why we treat every case on an individual level.

We are not a credit repair factory like many of our competitors; all of the work we do, including our letters, is custom to our clients’ situation and needs.


One Service Level

Unlike our competitors, we don’t confuse you with different levels of service.

We have one service level, we utilize every tool the law allows and we only have one speed, FAST.

We do everything we can, as fast as we can, to help you improve your credit and reach your goals.


Legal Credit Repair

CreditFirm.net is a registered Credit Services Organization and we follow the Credit Repair Organization Act (CROA) to the letter of the law.

We do not offer guarantees because the CROA prohibits such practices but, we do promise first-rate service, attention to detail, and our dedication to improving your credit reports and scores.

increase score

Be Confident in Your Choice

We want you to be confident in your decision to hire CreditFirm.net.

That is why we utilize every consumer protection statute available by law including the FACTA, FCRA, FDCPA, FCBA, and more.

We use credit bureau investigations, debt validation, method of verification, goodwill intervention, permissible purpose verification, CFPB investigations, and other tools to get our clients the best possible results.

You can rest assured knowing that you have credit professionals and attorneys working for you to do everything possible to repair your credit and increase your credit scores.

Call 800-750-1416 or Sign Up online »