What is Allied International Credit Collections
What is Allied International Credit Collections?
…and why is Allied International Credit Collections reporting on my credit reports?
Allied International Credit Collections is a collection agency.
You may not have to pay your debt (depending on the age of the debt and your state’s statute of limitations)
Need Help With Allied International Credit Collections?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416
Who Does Allied International Credit Collections Collect For?
Allied International Credit Collections is a debt collector reporting a collection account on your credit report.
Allied International Credit Collections either purchased the debt from the original creditor or has been hired by the original creditor to service the debt.
Allied International Credit Collections may send you letters in the mail regarding the debt or call you demanding payment.
But, much more than that, Allied International Credit Collections may now be reporting a collection account on your credit reports which lowers your credit scores and decreases your probability of getting approved for a mortgage, auto loan, credit card, apartment, etc…
Getting this account removed may be possible.
Need Help With Allied International Credit Collections?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416
Does Allied International Credit Collections Hurt My Credit Score?
Yes, if Allied International Credit Collections is reporting a collection account in your credit report they are lowering your credit scores
How Do I Remove Allied International Credit Collections From My Credit Report?
Consumer protection laws such as the FCRA, FCBA, FACTA, and FDCPA allow for the removal of collection accounts such as Allied International Credit Collections from your credit reports due to inaccuracies, incomplete information, fraud, or information out of compliance with the law.
Disputing the collection may be a good start but, it may also lower your credit scores.
Debt validation may be a better option but, the way that the account is reported in your credit reports will dictate the best approach to take to deal with this debt.
NOTE: According to the PIRG (Public Interest Research Group), 79% of credit reports contain errors.
Need Help With Allied International Credit Collections?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416
Is Allied International Credit Collections A Collection Agency?
Yes, Allied International Credit Collections is a collection agency. They purchase or service past due debt from creditors who have written off the original debt (also known as a charge-off).
Can I Pay Allied International Credit Collections To Delete The Collection From My Credit Report?
Allied International Credit Collections may agree to delete the collection account in exchange for payment but, this is not very common.
Allied International Credit Collections typically updates the balance of the collection account to $0 and changes the status to “Paid Collection” once the account is paid.
Then continues to report the collection for 7 years from the date of the first key delinquency.
Note: Depending on how the account is reporting in your credit reports, paying an Allied International Credit Collections collection account may actually lower your credit scores.
Note: If you come to a “Pay-For-Delete” agreement with Allied International Credit Collections, make sure you get the terms of your agreement in writing before you make your payment. You don’t want them backing out of the deal and refusing to remove the collection after you have made your payment.
You may be able to get the Allied International Credit Collections account removed from your credit reports by leveraging consumer protection laws. Call (800) 750-1416 to find out how.
Can I Settle An Allied International Credit Collections Collection?
Settling your debt with Allied International Credit Collections may help to increase your credit scores, but it may also lower your credit scores depending on how the collection account is reporting.
The date that the account last reported will dictate whether paying the Allied International Credit Collections collection will improve your scores.
The statute of limitations will dictate whether you actually have to pay this debt.
If there are any inaccuracies or non-compliance issues with the collection account, the Allied International Credit Collections collection may be removed from your credit reports without any payment.
Need Help With Allied International Credit Collections?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416
Is Allied International Credit Collections A Scam?
No, Allied International Credit Collections is a legitimately licensed debt collector.
If Allied International Credit Collections is calling you or reporting a collection account on your credit reports you will need to deal with the issue.
One of the best ways to deal with Allied International Credit Collections is a combination of disputes, debt validation, cease and desist orders, and CFPB investigations.
The most hassle-free way to do this is to call (800) 750-1416 or sign up online.
Why Does Allied International Credit Collections Keep Calling Me?
Allied International Credit Collections is calling you because they are a legitimate debt collector attempting to collect a debt.
You can ignore their calls, in which case they will continue to call/harass you and fill your voicemail with messages.
Or you can deal with the issue heads on; submit a limited cease and desist order to stop all calls, and use consumer protection laws to stop Allied International Credit Collections dead in their tracks.
Can Allied International Credit Collections Sue Me Or Garnish My Wages?
Your state’s statute of limitations and the age of the debt will determine whether Allied International Credit Collections can sue you for the debt but, Allied International Credit Collections typically doesn’t sue consumers for collection accounts.
Not to say that it can’t happen but, it’s not typical.
If Allied International Credit Collections sues you for the debt there are a number of things that you can do, there are also a number of federal and state laws that have exemptions for wage garnishments.
Need Help With Allied International Credit Collections?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416
Does Allied International Credit Collections Accept Goodwill Letters To Remove Collections From Credit Reports?
Goodwill letters don’t work with Allied International Credit Collections.
The best way to remove an Allied International Credit Collections collection from your credit report is to leverage consumer protection laws from the FCRA, FCBA, FDCPA, etc… or through a Pay-For-Delete.
What Are My Rights When Dealing With Allied International Credit Collections?
The FCRA allows you the right to dispute any debt that Allied International Credit Collections is reporting in your credit reports.
The FDCPA gives you the right to see a copy of the original contract/agreement that you signed with the original creditor for this debt, along with a breakdown showing how you accumulated the balance that you are past due.
If Allied International Credit Collections fails to produce these documents 30 days after receiving a written request, the FDCPA demands that Allied International Credit Collections remove the collection account from your credit report.
These are just a few examples of your consumer rights. Get to know the FCRA, FCBA, FDCPA, and FACTA.
Need Help With Allied International Credit Collections?
Speak with one of our Credit Consultants to find out how we can help you.
Call (800) 750-1416
What Is Allied International Credit Collections Phone Number?
Before calling Allied International Credit Collections call CreditFirm.net at 800-750-1416 and speak with a credit consultant about your options.
Remember that you’re only liable for a debt if it is still within your state’s statute of limitations and Allied International Credit Collections must remove the collection from your credit reports if they cannot provide all of the proper validation documents.
Where Can I Find Allied International Credit Collections Login?
Logging in to Allied International Credit Collections may be a good idea.
Read the fine print and ensure you’re not waiving any consumer protection rights when logging in.
We strongly recommend calling a Credit Repair company (like us) so we can review why Allied International Credit Collections is on your report and see how we may be able to use the FCRA, FDCPA, FCBA, etc… to remove the Allied International Credit collection account from your credit reports.
Remove Allied International Credit Collections From My Credit Report
CreditFirm.net has helped thousands of our clients remove Allied International Credit Collections collection accounts from their Experian, Equifax, and TransUnion credit reports.
If you’re looking for a reputable company to help you deal with Allied International Credit Collections and increase your credit score, give us a call at 800-750-1416.