Health Insurance Portability and Accountability Act (HIPPA)

The Health Insurance Portability and Accountability Act (HIPPA) consists of 5 Titles.

Title I: Protects health insurance coverage for workers and their families who change or lose their jobs. It limits new health plans’ ability to deny coverage due to a pre-existing condition.

Title II: Prevents Health Care Fraud and Abuse; Medical Liability Reform; Administrative Simplification that requires the establishment of national standards for electronic health care transactions and national identifiers for providers, employers, and health insurance plans.

Title III: Guidelines for pre-tax medical spending accounts. It provides changes to health insurance law and deductions for medical insurance.

Title IV: Guidelines for group health plans. It provides modifications for health coverage.

Title V: Governs company-owned life insurance policies. Makes provisions for treating people without United States Citizenship and repealed financial institution rule to interest allocation rules.


You can read the full HIPPA here: HIPPA